First Time Home Buyer
2026 Ontario First-Time Buyer Guide
Buy Your First Home in Ontario
Down payment rules, mortgage pre-approval, FHSA, Ontario rebates, and expert guidance for first-time home buyers across the GTA.
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Your First-Time Home Buying Roadmap in Ontario
Buying your first home in Ontario doesn't have to feel complicated. This step-by-step roadmap breaks down the entire process, from planning your budget to closing your first home.
Step 1
Budget & Down Payment in Ontario
Understand how much you can afford before buying your first home in Ontario.
Down Payment Rules
Mortgage Pre-Approval
Credit, Debt & Income
Home Affordability
Hidden Costs
Q: How do I figure out how much home I can afford?+−
A: Review gross household income, monthly debts, available down payment, and closing costs.
A common guideline is a maximum of 32% of gross income for housing costs (GDS) and 44% for all debts (TDS). The mortgage stress test also reduces purchasing power.
Q: What are the minimum down payment rules?+−
| Purchase price | Minimum down payment |
|---|---|
| Up to $500,000 | 5% |
| $500,001 to $999,999 | 5% on first $500,000 + 10% above |
| $1,000,000+ | 20% |
Less than 20% down requires mortgage default insurance.
Q: What is CMHC mortgage default insurance?+−
A: It is required for buyers with less than 20% down. Premiums range from 2.8% to 4% depending on down payment. Ontario PST of 8% on the premium is payable at closing.
Q: How much do I need to save?+−
A: Save for your down payment, closing costs of roughly 1.5% to 4% of purchase price, and a reserve for moving, repairs, and unexpected costs.
Q: What sources can I use for a down payment?+−
A: Personal savings, FHSA withdrawals, RRSP Home Buyers' Plan withdrawals, gifts from immediate family, sale proceeds, inheritance, and approved lender programs may be accepted.
Q: What credit score is needed?+−
A: CMHC-insured mortgages generally require a minimum score around 600; many lenders prefer 650 or higher.
A clear understanding of your budget helps you avoid surprises and move forward with confidence.
Step 2
Mortgage Pre-Approval in Ontario
Getting pre-approved helps you understand your budget, lock in a rate, and compete in the GTA market.
Q: What is mortgage pre-approval?+−
A: A lender reviews income, credit, debts, and down payment sources to estimate the mortgage you may qualify for. It also usually locks in a rate for 90 to 120 days.
Q: What documents are needed?+−
- Government-issued photo ID
- Employment letter and recent pay stubs
- T4s and CRA Notices of Assessment
- 90-day bank statements for down payment
- Gift letter, if applicable
- Debt and investment account information
Q: Fixed or variable mortgage rate?+−
A: Fixed rates stay the same for the term and offer payment certainty. Variable rates move with the lender's prime rate and may change as rates rise or fall.
Q: What is the mortgage stress test?+−
A: Buyers qualify at the higher of the Bank of Canada benchmark rate or their contract rate plus 2%. A buyer offered 5% must generally qualify as though the rate were 7%.
Q: Why does pre-approval help my offer?+−
A: It shows sellers you are financially prepared, lets you move faster, and reduces financing uncertainty during a competitive offer situation.
Get pre-approved to understand your price range and make your offer more competitive.
Step 3
First-Time Buyer Programs & Rebates
Use available federal and provincial programs to reduce upfront costs.
Q: What programs help first-time buyers?+−
A: The FHSA, Home Buyers' Plan, First-Time Home Buyers' Tax Credit, Ontario Land Transfer Tax Rebate, Toronto Municipal LTT Rebate, qualifying HST rebates, and insured mortgages can help eligible buyers.
Q: What is the First Home Savings Account?+−
A: The FHSA allows eligible buyers to contribute up to $8,000 per year and $40,000 over their lifetime. Contributions are tax-deductible and qualifying first-home withdrawals are tax-free.
Q: What is the Home Buyers' Plan?+−
A: Eligible buyers can withdraw up to $60,000 from an RRSP toward a first home. Eligible couples may withdraw up to $120,000 combined and repay the funds over 15 years.
Q: What is the First-Time Home Buyers' Tax Credit?+−
A: It is a $10,000 federal non-refundable credit that may provide $1,500 in tax savings for eligible buyers.
Q: What land transfer tax rebates are available?+−
A: Ontario offers an eligible first-time buyer rebate up to $4,000. Toronto buyers may be eligible for an additional rebate up to $4,475.
Step 4
Home Search in Ontario & the GTA
Start your home search using your pre-approved budget, preferred location, and market conditions.
Q: How do I start searching for a home?+−
A: Start after pre-approval. Define your location, commute, property type, bedroom/bathroom requirements, school needs, lifestyle amenities, and long-term goals.
Q: How does the GTA differ from other Ontario markets?+−
A: GTA markets generally have higher prices, greater competition, and more multiple offers. Markets such as Hamilton, Kitchener-Waterloo, London, Barrie, and Oshawa may offer more affordability and negotiating room.
Q: Why do Ontario housing trends matter?+−
A: Interest rates, inventory, construction, population, employment, and demand influence price, timing, and negotiation strategy.
Q: How do I choose a neighbourhood?+−
- Commute and transit access
- Schools, parks, and amenities
- Safety and community fit
- Future development plans
- Long-term value and resale potential
Q: Why work with a real estate agent?+−
A: A REALTOR® can provide MLS access, local market advice, offer strategy, negotiation support, contract guidance, and coordination with mortgage brokers, lawyers, and inspectors.
Step 5
Making an Offer in Ontario Real Estate
Submit a competitive offer based on market conditions and secure your first home.
Q: How do I make an offer?+−
A: Your agent prepares an Agreement of Purchase and Sale that includes price, deposit, closing date, included items, and conditions. The seller may accept, reject, or counter.
Q: What is included in an offer?+−
- Purchase price
- Deposit
- Closing date
- Conditions, if any
- Included chattels and fixtures
- Irrevocability period
Q: What deposit is required?+−
A: Deposits are negotiable and form part of the down payment. In many GTA resale transactions, 5% is common, subject to the agreement terms.
Q: What conditions can be included?+−
Common conditions include financing, home inspection, condo status certificate review, and sale of an existing property. Waiving conditions can increase risk.
Q: Why is negotiation strategy important?+−
A: Strategy affects your price, terms, conditions, deposit, and chance of success. The right approach depends on whether the market favours buyers, sellers, or neither side.
The right offer strategy can make the difference between winning or losing a home.
Step 6
Closing Costs in Ontario
Prepare for the additional costs involved before taking ownership of your home.
Q: What are closing costs?+−
A: Closing costs are expenses paid on or before closing, separate from your down payment. In Ontario, buyers commonly budget about 1.5% to 4% of the purchase price.
Q: What costs should I expect?+−
- Land transfer tax
- Legal fees and disbursements
- Title insurance
- Home inspection
- Mortgage default insurance and PST, when applicable
- Property tax adjustment
- Moving and utility setup costs
Q: Are land transfer tax rebates available?+−
A: Eligible first-time buyers may receive an Ontario rebate up to $4,000. Buyers in Toronto may also qualify for a municipal rebate up to $4,475.
Q: What post-closing costs should I plan for?+−
A: Plan for repairs, appliances, furniture, window coverings, maintenance tools, condo fees, property taxes, and home insurance.
Understanding costs upfront lets you plan confidently and avoid financial stress at closing.
Step 7
Close the Deal and Move Into Your First Home
Complete the final steps and officially take ownership of your Ontario home.
Q: What happens after my offer is accepted?+−
A: The deal moves into the conditional or firm closing stage. Financing, inspection, or status certificate conditions must be satisfied or waived before closing preparations begin.
Q: What is final mortgage approval?+−
A: It is your lender's final approval for the specific property. The lender reviews the accepted agreement, property details, appraisal if needed, income, down payment, and credit profile.
Q: What does the lawyer do before closing?+−
A: Your lawyer reviews the agreement, searches title, confirms mortgage instructions, calculates funds needed, arranges title insurance, prepares documents, and registers ownership transfer.
Q: When does ownership transfer?+−
A: Ownership transfers on closing day after funds are sent and title is registered in the buyer's name. Keys are usually released later that day.
Q: When can I move in?+−
A: Move in after your lawyer or agent confirms the transaction has closed and keys have been released. Plan movers for later in the day or the next day.
With proper planning and support, you can move into your new Ontario home with confidence.
Testimonials
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We had a wonderful experience working with CJ. He was always attentive to our needs and made sure we felt supported throughout the entire process. His communication was clear, professional, and timely, which made everything feel smooth and stress-free.
We truly appreciated how patient and dedicated he was in helping us find the right home for our family. We would absolutely recommend him to anyone looking for a reliable and professional realtor in Barrie.
Thank you, CJ!
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- Andres Correa Moreno
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She's real, very active and keeps to her words.
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- Omodolapo Adesina
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I had an excellent experience working with this broker. They were professional, knowledgeable, and always available to answer my questions. The entire process was smooth and transparent, and they truly went above and beyond to make sure everything was handled properly. I would highly recommend their services to anyone looking for a reliable and trustworthy broker.
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- Dorina Gordani (February 2026)
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Gagandeep was instrumental in the purchase of my first property. He was very knowledgeable and informative throughout the whole process, with fast and accurate responses. I honestly do not know how I would have been able to complete the process without his assistance and his brokerage’s access to mortgage advisors and lawyers.
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- Andrew D (August 2026)
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Jaskirat helped me find the perfect home. She not inly made an effort to find good location and properties for me but went out of way during showings, guiding me what is in my best interest. Paper work was a breeze as she is so thorough and detail oriented .
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- Insiya Hakim
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Exceptional service and expert guidance by Jaskirat made buying/selling a breeze!
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- Nandika nandika
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We had a fantastic experience working with CJ on the purchase of our home. He made the entire process smooth and stress-free with his calm demeanor, patience, and deep knowledge of the GTA real estate market. CJ was always available to answer questions and provided thoughtful, strategic advice at every step. His support made a potentially overwhelming process feel manageable. We highly recommend CJ to anyone looking for a reliable and professional realtor who truly cares about his clients needs.
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- Tope Lucas
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Jaskirat had been very helpful and she’s a lovely person as well! Made it super convenient and appreciate all the support provided throughout the process/service. I highly recommend her : )
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- Kulbir K Gandhi
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We are very happy we found CJ! He is very knowledgeable and incredibly responsive. His expertise in the market of Keswick, Newmarket, Bradford - really stands out! We are first time buyers and have tons of questions, and CJ walks us through every step with patience and clarity. Really appreciate his honesty and dedication. He made our home search experience not just smooth and transparent, but also enjoyable.
If you looking for an honest and trustworthy agent - CJ is your guy👍🏻 Thank you CJ!
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- Tatiana Krstevski
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Just closed on another home and I have to shout out CJ. Probably the best realtor I’ve ever worked with. He went above and beyond and actually made the whole process enjoyable and relaxing. If you need someone in the GTA area, he’s your guy.
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- Andy Dhaliwal
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I recently worked with Jaskirat to help with finding tenants for my first home, and I couldn't be more pleased with the experience. From start to finish, Jaskirat was professional, knowledgeable, and incredibly responsive. She took the time to understand my my preferences and criteria's guiding me through the entire process with patience and care.
What really stood out was their deep understanding of the local market. She provided valuable insights into neighborhoods, schools, and potential long-term value, which made a big difference in my decision-making.
The entire process was smooth and stress-free, thanks to Jaskirat's expertise and attention to detail. I highly recommend her to anyone looking for a reliable and knowledgeable real estate agent.
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- Manan Patel
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Professional
Great people skills
Friendly
Honesty- this is extremely critical of realtors to choose honesty over making a quick deal!
He cares about his clients
He’s patient and passionate about his work!
Thank you for your excellent service!
"
- Coconut Village
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Gagan helped me end to end to rent the apartment. Recommend to all who are looking to rent or buy.
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- Sumit Sharma (February 2026)
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Gagan was incredibly helpful throughout our home search journey. He shared every detail honestly and transparently, which helped us make informed decisions with confidence. He was always available to answer questions, provided valuable advice, and made the entire process smooth and hassle-free.
As a family moving to a new place, we really appreciated his patience, professionalism, and commitment. I would definitely recommend Gagan Gill to anyone looking for a realtor who genuinely cares about his clients. Thank you for all your help!
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- Bhavneet Rana (June 2026)
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Working with Jaskirat was an absolute pleasure! She is an expert real estate agent who knows the GTA market inside and out. She genuinely cares about her clients. If you’re looking for a professional, knowledgeable, and trustworthy realtor, I highly recommend Jaskirat.
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- Updesh Hundal
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CJ is a wonderful person to work with. He is honest, responsible, supportive, and truly dedicated to his clients. His marketing skills are exceptional, and he consistently goes above and beyond to deliver the best possible service and results. CJ is highly knowledgeable and an expert in the New Market Real Estate. I would highly recommend him to anyone looking for a hardworking and trustworthy real estate professional in that area. It was wonderful working with him on listing in Newmarket
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- Manjeet Multani
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Jaskirat is a very good agent with a high level of professionalism giving a peace in mind and finding solutions to each step of process ending by the key on hand.
Thank you Jaskirat, you are really a great person to work with.
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- Félix B
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Gagan was absolutely amazing in helping me purchase my first home! From the very beginning, Gagan was knowledgeable, patient, and always available to answer my questions. He took the time to explain every step of the process and made sure I felt confident and informed throughout. Buying a first home can be overwhelming, but Gagan made the entire experience smooth and stress-free. I’m extremely grateful for his professionalism, dedication, and genuine care, and I would highly recommend him to anyone looking to buy or sell a home.
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- Cynthia O. (January 2026)
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I had an excellent experience working with Jaskirat. She was incredibly knowledgeable, professional, and attentive throughout the entire process. Her communication was always prompt, and she made what could have been a stressful experience feel smooth and manageable. I truly appreciated her dedication and expertise, I would highly recommend her services to anyone buying or selling a home. Rating is 5 out 5.
Thank you for making this experience fantastic!!!!
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- Mel Princessdmjj
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CJ is a high performing Realtor with great integrity.
Over the years, his dedication, and guidance throughout the lease and sales of properties have been very positive. He is bondable, relatable and joyful person. I highly recommend him for your real estate deal.
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- Lt Trios
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Working with CJ was an absolute pleasure from start to finish! As a real estate agent, CJ went above and beyond to make the entire buying process smooth, stress-free, and even enjoyable. His knowledge of the market, attention to detail, and commitment to client satisfaction truly set him apart. CJ was always available to answer questions, provide guidance, and advocate on our behalf every step of the way. If you’re looking for a reliable, professional, and genuinely caring agent CJ is the one you want in your corner!
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- EasyMoneyKAY
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Working with Gagan Gill from Royal Canadian Realty was an absolute pleasure from start to finish. His professionalism, knowledge of the market, and genuine dedication to his clients are truly A1. Gagan took the time to understand exactly what I was looking for and made the entire process smooth and stress-free. His attention to detail and commitment to getting the best results really set him apart. If you’re looking for a trustworthy and results-driven real estate agent, Gagan is the one. Highly recommended!
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- Kajal Sharma (April 2025)
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I like the way Cj Gidda handle all information and instructions, he tell you the truth about all the details and that’s what I love about this agent,e and my hubby both agree that he speak so honest and helpful and I’m happy I find him to conduct business with him and such more
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- Faith Godbless
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We just bought our first home in Brampton with the amazing help of Jaskirat Dhami and Harsimran Dhami from Royal Canadian Realty. As first-time buyers, we had so many questions, but Jaskirat made everything clear and easy to understand. She explained each step, guided us through the process with patience, and ensured a smooth and stress-free closing. Her knowledge of the Brampton real estate market and support for first-time home buyers are outstanding. Highly recommend her to anyone looking to buy their first home!
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- Sandeep Singh
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I had wonderful experience with Real Estate transaction with Gagan Gill. I’m working with his firm for almost 10 years and every time I got outstanding services and professional dealing in every aspect of investment . I highly recommend.
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- Kumar Reddy (May 2026)
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Working with CJ to buy our first home was the best decision we’ve ever made. From the first phone call we felt like we knew him forever and we knew we made the right choice. Over the next couple of months. He made a complicated process feel like a breeze and guided us in every aspect from financing all the way to closing. Never skipping a beat.
When the time had come to view houses he guided us with his knowledge and his consideration of our needs. We looked at different properties from Barrie all the way to Georgina to find the right place worth putting our money into and we’re quite surprised by his knowledge.
I’ve never met a harder working agent. No matter the time of the day, day of the week, or anything else CJ made time for us and truly made us feel like a priority from a simple phone call for a question all the way to looking at houses at night for us on a Sunday.
If you need somebody that is going to treat you like a priority, that knows what they’re talking about, with all the right connections I can’t recommend CJ enough. He made our dream of homeownership happen in the exact type of home we wanted.
Thank you CJ!
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- Gustavo Garcia
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CJ Gidda is a very honest and professional Realtor. He grew up in GTA and has excellent knowledge of cities, housing types, construction details, real estate trends…
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- Manraj Mangat
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Gagan is very calm and enjoyable to work with. He actually listens fully, then takes action right away regardless of the matter at hand. Very professional overall!
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- Thomas Heninger (April 2026)
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Professionalism at its peak. Gagan was great to work with, so diligent and proactive. Got me my dream apartment in a matter of weeks. I’d highly recommend working with Gagan.
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- Melroy Pinto (August 2026)
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Very responsive, kind and knowledgeable.
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- Gurdeep Shergill
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Our experience with CJ was amazing he would go the extra mile to make sure you get what you are looking for. CJ explain and break down everything to me and my husband and make sure we understand, he would never ignore our message or call he would always reply as soon as possible I would recommend CJ a million times to any one, He's such a great person. thank you CJ you are a blessed man.
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- Desma Francis
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My wife Tatiana and I recently purchased a house with CJ as our agent. And how lucky we were to find him! I am a skeptic and pessimist by nature, so i was very cautious and doubtful in the very beginning. But after our initial first meeting, CJ crunched the numbers for us and explained everything exceptionally giving me the confidence that i needed. Being first time home buyers i did not think we could do it but CJ showed us that we could afford it and with the amazing Interest Rate he locked in for us, saved us even more monthly giving us extra money after our all our bills each month. After our first meeting he made something stressful enjoyable, it was a breeze working with him. He set everything up and was always there to answer questions morning, day and night. I was surprised when i noticed he sold a house for another couple while working with us because he made us feel like we were his only client. TOP NOTCH CUSTOMER SERVICE! He knows the in's and out's of the Newmarket, Bradford And Georgina Areas which was perfect for us, as that's where we were looking to move. We have not worked with any other agents but after this experience we don't ever need to. He is our guy from here on out. Everything you need. What a wonderful experience, and I have recommended him to my family and friends. Thank You again CJ for Everything you did for us. Cant Thank You Enough. Cheers!
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- Adam Griffith
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We had the pleasure of working with CJ as newcomers to Canada, and we truly couldn’t have asked for a better realtor. From the very beginning, CJ made us feel welcome and well-informed, patiently walking us through the Canadian rental process and helping us understand how everything works. His knowledge of the Markham and Pickering real estate market is exceptional, and it played a key role in helping us secure a great home very quickly.
What really stood out for us was CJ's perfect balance of professionalism and approachability. He listened carefully to our needs, presented thoughtful options, and guided us with calm and clarity every step of the way. His attention to detail, great communication, and willingness to go the extra mile made the entire process smooth and completely stress-free. He was always available, and we never once felt like we were asking too much.
Honestly, a five-star rating does not feel enough. He delivered a "10-star" service. If you’re looking for someone who is truly committed to helping you find the right home with exceptional care and expertise, CJ is the realtor you want by your side.
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- Folabi Lagunju
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Cj was outstanding when he helped me acquire a home. He worked diligently until I got my home. Cj is definition of a good Realtor. He is always ready to help and assist you any type of way he can once you tell him. Best Realtor I meet so far.
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- Derrick Osei
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Jaskirat has a wealth of knowledge when it comes to real estate. My husband and I were looking to purchase our first house with a really tight budget. We were so lucky to have found Jaskirat who was very understanding of our situation and was able to lay out all our options for us. From the very beginning, and through the entire process, she was courteous, knowledgeable, and professional. We were delighted with her attention to detail and her response time to our inquiries. Being first-time buyers we were especially impressed with how Jaskirat took the time to explain the process and walked us through step-by-step, which made us feel very comfortable and confident. She has been so amazing and we would highly recommend reaching out to her for all of your real estate needs. We are ecstatic with the purchase of our first home! A huge thank you to Jaskirat for making owning our dream home a reality!
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- Tileira Abraham
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Jaskirat is very knowledgeable of what she does, was very patient and professional with us, made our buying experience from beginning to end more comfortable and took time to explain and show us what to look for in the properties. Will definitely be calling her if we’re in market again.
Thank you
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- Rafael Quint
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I had the pleasure of working with Gagan Gill as my realtor, and I couldn’t be more grateful for his support throughout the process of purchasing my new home. He is extremely nice, humble, and soft-spoken, which made every interaction comfortable and reassuring.
Gagan is always helpful, attentive, and goes the extra mile to ensure everything is handled smoothly. His punctuality is remarkable and he consistently arrived a few minutes early, showing his respect for time and commitment.
Overall, Gagan made the entire experience stress-free and positive. I highly recommend him to anyone looking for a reliable, professional, and genuinely caring realtor.
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- Calvin Manuel (November 2025)
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We had an amazing experience working with CJ! From start to finish, he went above and beyond to help us find the perfect home. His communication was excellent, always keeping us updated on new listings and responding quickly to any questions.
He knows the area incredibly well and made sure to show us options that were in line with what we were looking for—plus a few great surprises we hadn’t even considered! Every viewing was stress-free, and he always came well-prepared with all the information we needed.
Punctual, professional, and genuinely supportive throughout the process—we couldn’t have asked for a better agent. Highly recommend!!
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- Roxana Martinez
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Nothing but excellent! Great communication
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- Adrian M
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AMAZING from start to finish, it was an absolute pleasure to work with CJ in purchasing our dream home. From our initial conversation and throughout the whole process CJ was very professional and highly knowledgable about the local market and always made sure i felt like a priority. At each step in the process CJ came with his commitment to excellence, from his negotiating to communication skills he always found ways to get the best deal possible. Wether you are a first time home buyer or just looking to add to your portfolio CJ’s the perfect fit for you,
"
- Antonio Herrera
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Jaskirat is a very wonderful lady. She has an excellent personality, work ethic, and she made our (me and my family’s) dream come true. We thought it was impossible to buy a house given the current housing market. She was very honest with us and understood exactly what we were looking for. She got us the perfect home. Thank you so much Jaskirat, from the bottom of my heart. Words cannot describe how grateful and happy I am. I appreciate everything you have done for us.
"
- Noghayin Odoko
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Great experience working with Deepak Raj, he provided excellent commercial real estate guidance for my business and was professional, knowledgeable in terms of city bylaw, and responsive throughout the process. Highly recommend his services!
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- Aroma Indian Grocers
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I had a fantastic experience working with Gagan. From our very first meeting, he was attentive, knowledgeable, and genuinely cared about finding the right place for me. He listened closely to my needs, provided great options, and was always quick to answer my questions or set up viewings-even on short notice. The leasing process felt smooth and stress-free thanks to his professionalism and attention to detail. I truly appreciated his patience and guidance. I highly recommend him to anyone looking for a reliable and supportive real estate agent!
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- Darshan Ruparel (May 2025)
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Jaskirat has been fantastic in helping me find my last two places in Toronto. She works quickly and communicates well, making the process effortless for me. I highly recommend her.
Thank you again.
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- Branson Schell
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Working with Jaskirat an absolute pleasure from start to finish. Her professionalism, deep market knowledge, and genuine dedication was great to see.
From the very first conversation, it was clear that She truly listened. She took the time to understand exactly what we were looking for, offered honest guidance, and never once made us feel pressured. Her communication was flawless—She was always available for questions, quick to respond, and kept us updated through every step of the process.
What impressed me most was her attention to detail and her ability to anticipate challenges before they arose. Whether it was coordinating showings, negotiating on my behalf, or navigating inspections and paperwork, She handled everything with calm confidence and expertise.
If you’re looking for someone trustworthy, knowledgeable, and truly committed to their clients, look no further.
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- Rosie Addoh
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Gagan is the kind of agent that any house hunter should want working for them. He was very patient with us and worked with us to accomodate our busy schedule when we wanted to view a property. Not only that, but he took the time to point out and explain any issues or blemishes with a property during the viewings. When we finally had an offer accepted, he made the process as smooth and hassle-free as possible. We'd give him a 10-star rating if we could.
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- S.C. (May 2025)
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CJ helped us with our new house. He is nice and patient, professional and helpful, good with problem solving and moving things smoothly in a timely manner. Thank you CJ.
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- KB Tang
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Gagan is an exceptional realtor with a high capacity of patients to deal with our unique checklist of our Next home. He was nothing but professional, courteous, and above all understanding our needs. His meticulous attention to detail and recommendations along with constructive feedback on every unit to help us assess, the property was very valuable! I would highly recommend other clients looking to partner up with a trusted realtor, to go ahead and work with Gagan. We had an absolute pleasure working with him.
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- Arjun Rijhwani (March 2025)
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Jaskirat's professionalism deserves a 10/10 rating, in my humble opinion. From our first meeting, she convinced us with her job description and the process. Two months after signing the contract to work together, we became the owners of a beautiful house. I recommend Jaskirat with a sincere and open heart. !
Jaskirat a un niveau de professionnalisme qui à mon humble mérite une note 10/10. Dès notre première rencontre, elle nous a convaincu par la description de ses tâches et le déroulement des démarches. Deux mois après la signature du contrat de travailler ensemble, nous sommes devenus propriétaires d'une jolie maison. Je vous recommande Jaskirat avec un coeur sincère et ouvert. !
"
- Gege T
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It was a truly amazing home buying experience with Jaskirat. This was our first experience with real estate and Jaskirat went over and above to provide stellar service. She was patient and kind and explained to us everything with the process. She made sure we understood the requirements and guided us through the process. She always had our best interests and made sure to direct us to the best possible houses that fits our needs. She always counseled us well when selecting a home and was truly professional in every aspect. She made the daunting task of real estate purchasing an actual pleasure and helped us choose our dream home. I could certainly without a doubt recommend her if you’re looking for someone who would fight for you and get the best. Jaskirat for sure will go the extra length to make your life easy with the whole process from viewing to closing and make sure your home is delivered. I have referred her to many of our friends and family and will recommend her with an A+ rating to anyone who is looking for a great real estate agent.
"
- Hasitha De Silva
Data provided by the Ontario Regional Technology & Information Systems. The information is deemed reliable, but is not guaranteed. Not intended to solicit buyers or sellers, landlords or tenants currently under contract.
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned